What To Do if Injured By an Uninsured Driver in Indiana

In a conventional situation, if someone is injured in a car accident, the at-fault party’s insurance company would cover much of the victim’s medical and vehicular damages. But what happens if you are injured by a driver who does not have auto insurance in Indiana?

Continue reading to learn what you need to know about protecting your rights to compensation after being hurt in a car accident by an uninsured driver.

Uninsured Car Accident Lawyer Indianapolis Indiana 317-636-7497
Uninsured Car Accident Lawyer Indianapolis Indiana 317-636-7497

Uninsured Versus Under-Insured Automotive Insurance Coverage

Drivers who are at-fault for a car accident are either insured, uninsured, or under-insured. In the case that you are injured by a driver who has zero automotive insurance coverage, your best course of action would be to file a claim with your own insurance carrier.

From there, you can pursue a personal injury claim against the at-fault driver in civil court to recover the compensation paid out of your own pocket. If you are eventually given a settlement, you would likely have to reimburse your own insurance company if they gave you money for your claim.

In the case that you are injured by a driver who does not have enough automotive insurance coverage to compensate your damages, you would have to rely on your own insurance coverage to make up for the rest. Following this claim, you could then file a lawsuit (just like you would with an uninsured driver) to recover the money you spent out of pocket for your damages.

What You Can Do to Protect Yourself

Many drivers opt for Uninsured Motorist Coverage (UIM) coverage, which is additional coverage that can protect them from being injured by an uninsured or under-insured driver. In fact, some states require it, while others are required to offer it to consumers.

Collision coverage is another supplementary type of insurance that you can tack onto your existing policy for vehicular damages. Personal injury protection (PIP) insurance is another option that will provide coverage for you or your passengers’ hospital bills and medical expenses that result from a serious accident or injury.

Most insurance carries restrict the time period allotted to file an uninsured or under-insured car accident claim, usually around 30 days. So, if you are ever injured by a driver who does not have auto insurance, be sure to take action fast to protect your rights to compensation.

Always talk to a licensed Indianapolis personal injury lawyer who specializes in Indiana car accident lawsuits before taking any action in court. They have the knowledge and experience to provide accurate and personalized legal advice that best suits your needs for compensation.

Are you looking for a skilled and experienced car accident attorney in Indiana? Contact Carl Brizzi LAW at 317-636-7497 to speak with a licensed civil litigator about the personal injuries you’ve suffered as a result of a wrongful auto accident in Indianapolis, Indiana. We offer free initial consultations and never collect lawyer fees unless we prevail for you!

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Do I Need a Personal Injury Lawyer if I’m At Fault for a Car Accident?

If you were recently injured in a car accident, but you believe the accident was your fault, you might be confused on your rights to compensation for your personal damages. More importantly, you may not actually be to blame for the accident and should know how to protect yourself against such accusations.

Continue reading to learn what you need to know about retaining personal injury representation as an at-fault injured victim.

Car Accident Law Firm Indianapolis IN 317-636-7497
Car Accident Law Firm Indianapolis IN 317-636-7497

Facts About At-Fault Car Accidents

In the case that you were involved in a car accident that left you seriously injured, you would be entitled to certain compensation, whether that be medical care coverage or actual recompense to cover all of your related losses and damages. But in the case that the car accident was your fault, you would also be liable for the damages and losses suffered by the other driver involved in the accident, as well as any economic losses of your own that are not covered by your insurance.

You see, as an insured driver and an individual with health insurance, you would still receive whatever benefits are included in both your auto and health care insurance policies. However, your insurance policy benefits may not be sufficient enough to cover all of the related losses and damages that resulted from the car accident. In this situation, you would be liable to pay these costs out of pocket.

Do Not Admit Fault After a Car Accident

In the case of any car accident, you should never admit fault of any kind. Even if you are sure the accident was your fault and you want to do the right thing by accepting responsibility, you should still keep hush. You might find that the accident actually wasn’t your fault once all the details are revealed.

Being involved in an accident is a scary situation that may cause you confusion, which can also cause you to misinterpret who is at fault. Get yourself the proper medical treatment you need for your injuries, and then speak to an experienced accident lawyer about settling the insurance claim for yourself and the other drivers involved in the accident.

Keep All Conversations Vague But Polite

You must not say too much, but you must be cooperative and friendly. Here’s how to do that:

Do not talk about how the accident occurred.

Do not apologize or say, “I’m sorry”, and do not make any similar statements that could be interpreted as an admission of fault.

Do not participate in any discussions about who is at fault for the accident.

Do not ask or answer questions about the accident, such as “did you not see me?” or “how fast were you driving?”

What You Should Do Either Way

Contacted trusted Indiana personal injury law firm to discuss your accident claim with the knowledgeable and skilled accident attorney who cares about your well-being. They can assess your claim and determine the best strategies for recovering compensation.

Don’t let the time limit run out on your claim. Get the financial benefits you are owed on behalf of your loved one. For a free personal injury case evaluation, contact Carl Brizzi LAW at 317-636-7497 as soon as possible. We serve clients all throughout Indiana.

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Carl Brizzi Law Indianapolis Indiana
Carl Brizzi Law Indianapolis Indiana 317-636-7497

When to Notify Social Security After a Loved One’s Death

After the death of a loved one, whether sudden or expected, families have hundreds of questions. These questions generally range from funeral planning and ceremonies to burials, obituaries, wrongful death lawsuits, and more. But one of the most common inquiries and concerns among the recently bereaved in regard to the death of a loved one involves Social Security. The legalities of death are sometimes confusing, especially while simultaneously grieving and coping with a loss, and even more so if the death was the fault of another.  

Continue below to learn what you need to know about contacting the Social Security Office after the death of a family member, and what to do if a negligent party was responsible for your loved one’s passing.

Wrongful Death Lawyers Indianapolis Indiana 317-636-7497
Wrongful Death Lawyers Indianapolis Indiana 317-636-7497

Contacting the Social Security Office

Social security must be notified of a person’s death, but many people are too emotionally overwhelmed to handle technical details like this when someone they love passes away. So, when someone dies, who should alert social security? The answer is both the funeral home hired as well as the bereaved.

Funeral directors commonly send out the initial death notification to the Social Security Office on behalf of the bereaved. In fact, they generally handle all the necessary filing for families grieving the loss of a loved one. Funeral directors are there to provide all the necessary and relevant services needed following the death of a family member, spouse, or child.  

Social Security and Survivor Benefits

Once the initial death notification is sent, it is important for families to then make the effort and call themselves as soon as they can, in order to obtain and provide additional necessary information. Families must consult Social Security to see if any benefits need to be returned, or if the surviving family members qualify for Survivor Benefits.

Wrongful Death Claims

If your loved one lost their life in an accident that was not their fault, but rather, the fault of another person or entity (manufacturer, government agency, company, etc.), you may claim payments through a wrongful death claim. Aside from being secured with your loved one’s Social Security benefits and related survivors’ benefits, you may also be entitled to compensation for your damages and losses.

Some common damages recovered wrongful death claims include hospital bills, medical expenses, lost work wages, funeral and burial costs, lost inheritance, lost future earnings, lost household income, mental anguish, emotional stress, loss of companionship, loss of parental guidance and care, loss of consortium (intimacy), reduced quality of life, and even legal fees.

It is critical to hire a skilled and experienced Indiana civil litigator to represent your wrongful death lawsuit. They will fight for your right to the maximum wrongful death settlement or Social Security verdict you and your surviving family deserve.

When you are looking for a wrongful death lawyer in Indiana, trust none other than Carl Brizzi, Attorney at Law. For a free case evaluation, contact us at 317-636-7497 as soon as possible. Our Indianapolis IN wrongful death lawyers serve clients all throughout Indiana.

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Carl Brizzi Law Indianapolis Indiana
Carl Brizzi Law Indianapolis Indiana 317-636-7497